BIC/SWIFT Validator
Enter a BIC or SWIFT code to check whether it is valid and identify the bank and country.
8 or 11 characters. Spaces are removed automatically.
What is a BIC/SWIFT code?
The BIC (Bank Identifier Code), also known as SWIFT, is the international standard ISO 9362 for identifying financial institutions worldwide. It is required in international transfers to identify the recipient bank.
BIC structure
| Part | Length | Example | Description |
|---|---|---|---|
| Bank code | 4 letters | NWBK | Identifies the financial institution |
| Country code | 2 letters | GB | ISO country code |
| Location code | 2 alphanumeric | 2L | City or zone |
| Branch code | 3 alphanumeric (optional) | XXX | XXX = primary office |
Are BIC and SWIFT the same thing?
Yes. BIC is the official name of the ISO 9362 standard. SWIFT is the Belgian organisation (Society for Worldwide Interbank Financial Telecommunication) that manages the international financial messaging system and popularised the term. In practice both are used interchangeably.
When do you need a BIC?
- For international transfers outside the SEPA zone.
- For some transfers within the SEPA zone to non-European countries.
- When the recipient is a bank outside the EU.
- For payments to international suppliers or salaries abroad.
Frequently asked questions about BIC/SWIFT
What is a BIC/SWIFT code?
An international standard code (ISO 9362) that uniquely identifies a bank worldwide. Used in international transfers alongside the IBAN.
How many characters does a BIC have?
8 or 11 characters. The first 4 identify the bank, the next 2 the country, the next 2 the location and the last 3 (optional) the branch. XXX indicates the primary office.
Are BIC and SWIFT the same thing?
Yes. BIC is the name of the ISO standard and SWIFT is the organisation that manages it. Both terms are used interchangeably in banking.
Where can I find my bank's BIC?
In your bank contract, in your bank's app, on a statement or by asking your bank directly. It also usually appears alongside your IBAN.